:04:41
	Office memorandum
:04:43
	Walter Neff to Barton Keyes,
Claims Manager.
:04:48
	Los Angeles, July 16th, 1938.
:04:52
	Dear Keyes:
:04:55
	I suppose you'll call this
a confession when you hear it.
:04:58
	I don't like the word confession.
:05:01
	I just want to set you right
about something you couldn't see
:05:02
	because it was smack up
against your nose.
:05:06
	You think you're such a hot potato
as a claims manager...
:05:08
	such a wolf on a phoney claim.
:05:11
	Well, maybe you are, Keyes
:05:13
	but let's take a look
at this Dietrichson claim
:05:16
	Accident and Double Indemnity.
:05:19
	You were pretty good
in there for a while, Keyes.
:05:22
	You said it wasn't an accident. Check.
:05:26
	You said it wasn't suicide. Check.
:05:29
	You said it was murder.
:05:32
	Check.
:05:34
	You thought you had it cold, didn't you?
:05:37
	All wrapped up in tissue paper,
with pink ribbons around it.
:05:40
	It was perfect
:05:42
	except that it wasn't,
because you made a mistake
:05:45
	just one tiny little mistake.
:05:48
	When it came to picking the killer,
you picked the wrong guy.
:05:53
	Want to know who killed Dietrichson?
:05:57
	Hold tight to that cheap cigar
of yours, Keyes.