:07:04
We had to tighten our belts
for the loan payments...
:07:06
but it was our future,
and I got to build my house.
:07:14
Then the recession hit.
:07:16
The real estate market dried up...
:07:18
and I hadrt closed a sale
in six months.
:07:22
Construction fell
to its lowest point in years.
:07:24
People were being laid off
everywhere, and I was one of them.
:07:28
- I feel really bad about this.
- I don't understand. What happened?
:07:31
The bank has called in
the demand note.
:07:34
Can they do that?
:07:36
You don't have any income
right now...
:07:38
so they could attach
your assets.
:07:42
What assets?
:07:46
Your house.
:07:49
Gotta keep up those payments.
:07:52
I'm sorry.
:08:06
David, I'm scared.
:08:12
We don't have any money.
:08:15
What are we gonna do?
:08:21
I'll wait tables
or drive a cab or something.
:08:35
I'll take care of you.
:08:39
Make it go away.
:08:47
I was desperate.
:08:49
We stood to lose everything...
:08:51
the house I'd been building,
even our own home.
:08:55
I swallowed my pride and borrowed
$5,000 from my father.
:08:58
It wasrt enough.