:11:02
	amplifying what is meant
by "substantial reduction".
:11:05
	What?
:11:07
	Charlie, what do you do for fun
besides steal candy bars? Huh?
:11:12
	You were right. I'm a rebel.
:11:16
	I am! I just channelled my rebellion into
the mainstream. I'll give you an example.
:11:20
	In '81, I went long-term munis.
:11:23
	Everybody said
"Driggs, you're crazy, don't do it."
:11:26
	- Munis?
- Municipal bonds. Tax-free.
:11:28
	Hell, I was locking in close to 1 5%.
:11:32
	I may look straight,
but deep down, I got what it takes.
:11:36
	- Do you?
- Whoa!
:11:43
	- What's this?
- Getting a room.
:12:05
	Something wrong, Charlie?
:12:09
	Maybe it's not such a good idea,
getting a room.
:12:12
	- Don't you have someplace we could go?
- How about your place?
:12:16
	I can just see the neighbours
watching you get out of the car.
:12:20
	You have money?
:12:24
	I mean, for the room.
The rest is free.
:12:28
	Well, uh...
:12:30
	Let me check.
:12:32
	I only got these credit cards -
which are company plastic.
:12:36
	Our accountant would wonder what I was
doing in a motel on a Friday afternoon.
:12:40
	- Use the cash.
- No, I can't use that.
:12:43
	- Why?
- That's money for the Christmas Club.
:12:48
	(sighs) Are we not gonna get a room
:12:51
	because you're saving for Christmas
presents? In the middle of June?